When I make cards and need to use a punch or use a framelit I try to use a piece of cardstock that I have already used with the card. In the first picture here I punched out the scalloped circle and put it behind the white Season's Greetings. The scalloped circle came from the first layer on my card. I put black on top of the red layer so no one will know unless you took it apart. I have been doing this for years and no one has found out so shhhh don't tell!
Another idea I use to save money is all my cards are 1/2 sheets of 8 1/2 x 11. I cut them to 4 1/4 x 5 1/2 and fold them in half. White cardstock is cheaper than colored cardstock. I can also get more cards out of a pack of paper than if I used the color cardstock for the card base.